Financial Aid, Scholarships & Tuition Information
At Heritage School of Midwifery and Natural Health Sciences (HSM), we are committed to making midwifery and maternal health education accessible and affordable. This page outlines financial aid options, institutional scholarships, Vocational Rehabilitation funding, payment plans, and program-specific tuition details.

Tuition & Fees
-
Total Program Credit Hours
-
Cert. in MHMA: 31 credits
-
3-Year Direct Entry Midwifery: 93 credits
-
BS in Midwifery (BSM): 120 credits
-
(90 transfer credits + 30 upper-division credits completed online at HSM)
-
-
-
Cost per Credit Hour: $335*
-
Estimated Program Cost
-
Cert. in MHMA: $11,205
-
3-Year Direct Entry Midwifery: $37,070
-
BS in Midwifery (BSM): $10,670
-
*Below is a breakdown for each of the three programs offered at HSM. Tuition costs are estimates and subject to change.


Required Fees
-
Application Fee: $150 (nonrefundable)
-
Enrollment Fee: $100 (due upon enrollment)
Per-Semester Fees:
These are added to your tuition each semester:
-
Technology Fee: $70
-
Insurance Fee: $100*
-
Equipment Fee: $115
Graduation Fee:
-
Diploma Fee: $100 (includes diploma and 3 official transcripts)
-
Additional Transcripts: $12 each, upon request
Please Note: Costs for books, transportation, food, and housing are the responsibility of the student.
*Fee only charged for Direct Entry Midwifery & Certificate of Maternal Health Medical Assisting Programs


Estimated Tuition Schedule for 3-year
Direct Entry Midwifery Program
Year Semester Estimated Cost Est. Monthly Payment
Year 1 Semester 1 $4,555 $1,139
Year 1 Semester 2 $4,305 $1,076
Year 1 Semester 3 $4,305 $1,076
Year 2 Semester 1 $4,305 $1,076
Year 2 Semester 2 $3,970 $993
Year 2 Semester 3 $3,970 $993
Year 3 Semester 1 $3,635 $909
Year 3 Semester 2 $3,300 $825
Year 3 Semester 3 $1,725 $431
*Based on taking courses in sequence as specified in catalog under program curriculum.
Estimated Tuition Schedule for Certificate in Maternal Health Medical Assisting (CMHMA)
Year Semester Estimated Cost Est. Monthly Payment
Year 1 Semester 1 $5,225 $1,306
Year 1 Semester 2 $6,315 $1,578
*Based on taking 14 credit hours first term and 18 credit hours second term to graduate in two semesters.
Estimated Tuition Schedule for Bachelor of Science in Midwifery
(BSM)
Year Semester Estimated Cost Est. Monthly Payment
Year 1 Semester 1 $5,460 $1,365
Year 1 Semester 2 $5,21o $1,302
*Based on taking 15 credit hours each term, to graduate in two semesters.
Financial Assistance Options
1. Institutional Scholarships
-
3-year Direct Entry Midwifery Program Specific
-
Student Referral Scholarship: Students who refer a new applicant will receive a $500 scholarship once the referred student applies, is accepted, enrolls, and successfully completes the first two weeks of their first term.
-
Student Ambassador Scholarship: Recurring $2,000 scholarship per semester to serve as Student Ambassador for HSM; competitive based.
-
-
Bachelor of Science in Midwifery (BSM) specific:
-
Preceptor Scholarship: Approved preceptors receive a $1,000 scholarship per semester for their clinical education support.
-
Faculty Scholarship: Active faculty teaching in any HSM program receive a $1,000 scholarship per semester taught.
-
*Scholarships are automatically applied to student accounts each term. Students interested in learning more about scholarship eligibility, application procedures, and award conditions should contact the Executive Director for current policies and procedures at info@heritageschoolofmidwifery.com
2. External Scholarships
-
CareerOneStop – Scholarship Finder
-
Search more than 9,500 scholarships, grants, and other financial-aid awards from across the country.
Website: https://www.careeronestop.org/Toolkit/Training/find-scholarships.aspx
-
-
Scholarships.com – Scholarship Search
-
A comprehensive database offering a wide variety of scholarships, fellowships, and grants for students in all fields.
Website: https://app.scholarships.com/registration/account
-
-
Bold.org Scholarship Platform
-
A large and frequently updated scholarship platform offering awards for students of all backgrounds.
Website: http://bold.org/applicants
-
-
Center for Online Education – Financial Aid for Minority & Hispanic Students
-
Provides financial-aid guides and scholarship lists specifically designed for minority, marginalized, and Hispanic students.
Financial Aid for Minorities Website: http://www.onlinecolleges.net/for-students/financial-aid-minorities/
Financial Aid for Hispanic Students Website: http://www.onlinecolleges.net/for-students/financial-aid-hispanic-students/
-
-
Beauty + Wellness Scholarships for Women
-
Scholarship for women promoting wellness, self-care, and education.
-
Award: $1,000
-
Deadlines: January 1, March 31, June 30, September 30
Website: https://skincareox.com/scholarship/
-
-
The Ayanna Ade Black Student Midwife Scholarship (Currently Closed)
-
A scholarship supporting Black student midwives.
-
Award: $2,000
-
Next Cycle: Opens May 23, 2025 – October 23, 2025
-
Requirements: $15 application fee + 200–300 word essay
Website: https://shafiamonroe.com/scholarships/
-
-
Addiction Resource Scholarship Essay Contest (Currently Closed)
-
Awards:
-
1st place: $1,250
-
Runner-up: $250
-
-
Deadline: July 31, 2025
-
Requirements: Essay (200–300 words)
Website: https://www.addictionresource.net/scholarship
-
3. Institutional Payment Plan
-
Students may choose to pay tuition in four monthly installments per semester, with payments beginning at the start of each term. This plan offers:
-
Interest-free payments
-
Predictable monthly budgeting
-
Flexibility for both full-time and part-time students
-
A typical monthly payment for a full-time student not receiving additional aid is approximately $1,000/month during the first year.
-
4. Monthly Prepaid Tuition for Upcoming Semester
-
Students can make monthly payments in advance for each upcoming semester. This allows families to spread out the cost without taking on interest-bearing loans. Semester tuition must be paid in full before the first day of the term.
5. Florida Department of Education Vocational Rehabilitation (VR)
-
Full Tuition Funding for Eligible Students; HSM is an Approved Vendor with the Florida Department of Education’s Vocational Rehabilitation Program. If eligible, VR may cover your full program cost, including tuition and required fees.
-
To begin:
-
Go to https://www.rehabworks.org/ and contact your Area's contact or
-
Email info@heritageschoolofmidwifery.com for more info and/or assistance.
-
-
6. Crowdfunding
-
Some students have successfully used crowdfunding platforms to raise money for tuition and expenses. This option requires self-initiative in setting up, promoting, and managing the campaign.
-
Popular platforms include:
-
GoFundMe
-
GiveSendGo
-
Facebook Fundraisers
-
-
7. Private and/or Personal Loans
-
Students may consider personal loans through banks, credit unions, or family and friends. Loan terms, interest rates, and approval requirements will vary by lender. Be sure to understand all terms before committing to a loan.
Need Help?
-
We’re here to assist you in navigating your financial planning. While we cannot offer federal aid at this time, our team is happy to discuss which options may work best for your individual circumstances.
-
Contact us at info@heritageschoolofmidwifery.com for help or to set up a payment plan.



