Financial Aid, Scholarships & Tuition Information
At Heritage School of Midwifery and Natural Health Sciences (HSM), we are committed to making midwifery and maternal health education accessible and affordable. This page outlines financial aid options, institutional scholarships, Vocational Rehabilitation funding, payment plans, and program-specific tuition details.

Tuition & Fees
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Total Program Credit Hours
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Cert. in MHMA: 31 credits
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AAS in Direct Entry Midwifery: 93 credits
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BS in Midwifery (BSM): 120 credits
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(90 transfer credits + 30 upper-division credits completed online at HSM)
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Cost per Credit Hour: $335*
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Estimated Program Cost
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Cert. in MHMA: $11,205
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AAS in Direct Entry Midwifery: $37,070
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BS in Midwifery (BSM): $10,670
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*Below is a breakdown for each of the three programs offered at HSM. Tuition costs are estimates and subject to change.


Required Fees
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Application Fee: $150 (nonrefundable)
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Enrollment Fee: $100 (due upon enrollment)
Per-Semester Fees:
These are added to your tuition each semester:
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Technology Fee: $70
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Insurance Fee: $100*
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Equipment Fee: $115
Graduation Fee:
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Diploma Fee: $100 (includes diploma and 3 official transcripts)
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Additional Transcripts: $12 each, upon request
Please Note: Costs for books, transportation, food, and housing are the responsibility of the student.
*Fee only charged for Direct Entry Midwifery & Certificate of Maternal Health Medical Assisting Programs


Estimated Tuition Schedule for Associate of Applied Science in
Direct Entry Midwifery
Year Semester Estimated Cost Est. Monthly Payment
Year 1 Semester 1 $4,555 $1,139
Year 1 Semester 2 $4,305 $1,076
Year 1 Semester 3 $4,305 $1,076
Year 2 Semester 1 $4,305 $1,076
Year 2 Semester 2 $3,970 $993
Year 2 Semester 3 $3,970 $993
Year 3 Semester 1 $3,635 $909
Year 3 Semester 2 $3,300 $825
Year 3 Semester 3 $1,725 $431
*Based on taking courses in sequence as specified in catalog under program curriculum.
Estimated Tuition Schedule for Certificate in Maternal Health Medical Assisting (CMHMA)
Year Semester Estimated Cost Est. Monthly Payment
Year 1 Semester 1 $5,225 $1,306
Year 1 Semester 2 $6,315 $1,578
*Based on taking 14 credit hours first term and 18 credit hours second term to graduate in two semesters.
Estimated Tuition Schedule for Bachelor of Science in Midwifery
(BSM)
Year Semester Estimated Cost Est. Monthly Payment
Year 1 Semester 1 $5,460 $1,365
Year 1 Semester 2 $5,21o $1,302
*Based on taking 15 credit hours each term, to graduate in two semesters.
Financial Assistance Options
1. Institutional Scholarships
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3-year Direct Entry Midwifery Program Specific
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Student Referral Scholarship: Students who refer a new applicant will receive a $500 scholarship once the referred student applies, is accepted, enrolls, and successfully completes the first two weeks of their first term.
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Student Ambassador Scholarship: Recurring $2,000 scholarship per semester to serve as Student Ambassador for HSM; competitive based.
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Bachelor of Science in Midwifery (BSM) specific:
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Preceptor Scholarship: Approved preceptors receive a $1,000 scholarship per semester for their clinical education support.
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Faculty Scholarship: Active faculty teaching in any HSM program receive a $1,000 scholarship per semester taught.
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*Scholarships are automatically applied to student accounts each term. Students interested in learning more about scholarship eligibility, application procedures, and award conditions should contact the Executive Director for current policies and procedures at info@heritageschoolofmidwifery.com
2. External Scholarships
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CareerOneStop – Scholarship Finder
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Search more than 9,500 scholarships, grants, and other financial-aid awards from across the country.
Website: https://www.careeronestop.org/Toolkit/Training/find-scholarships.aspx
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Scholarships.com – Scholarship Search
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A comprehensive database offering a wide variety of scholarships, fellowships, and grants for students in all fields.
Website: https://app.scholarships.com/registration/account
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Bold.org Scholarship Platform
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A large and frequently updated scholarship platform offering awards for students of all backgrounds.
Website: https://bold.org/applicants/
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Center for Online Education
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The Center for Online Education provides scholarship and financial aid resources specifically developed for minority and Hispanic students.
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Websites:
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Financial Aid & Scholarships for Minorities & Marginalized Communities
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Addiction Resource Scholarship Essay Contest (Currently Closed | Check back for future opening)
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Addiction Resource Scholarship Essay Contest (Currently Closed | Check back for future opening)
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Award: 1st Place – $1,250 | Runner-Up – $250
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Deadline: July 31, 2025
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Requirements: $15 application fee and a 200–300 word essay
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Website: Addiction Resource Scholarship
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HSF Scholar Program
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Award: $500 – $5,000
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Application Period: January 5 – February 15
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Requirements: See website for eligibility details
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Website: HSF Scholarship Program
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National Leased Housing Association (NLHA)
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The NLHA Education Fund awards scholarships and education grants to low-income individuals residing in federally assisted rental housing.
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Award: Varies
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Deadline: March 13, 2026
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Website: NLHA Education Fund
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Rebekah Knapp Scholarship
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Award: Varies
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Deadline: Opens in the spring and closes around August each year
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Website: Rebekah Knapp Scholarship
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Scholarships4Moms
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Award: $10,000
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Deadline: February 15, 2026
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Website: Scholarships4Moms
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Ayanna Ade Black Student Midwife Scholarship (Opens Annually |Currently Closed)
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Award: $2,000
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Application Period: May – October annually
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Requirements: $15 application fee and a 200–300 word essay
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Website: Ayanna Ade Black Student Midwife Scholarship
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Folds of Honor Scholarship
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Provides scholarships to families of fallen or disabled military members and first responders.
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Award: Up to $2,500
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Application Period: February 1 – March 31
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Website: Folds of Honor Scholarship
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Nurse Corps Scholarship Program
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Award: Tuition, required fees, monthly stipend, and other educational costs
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Requirements: Minimum two-year service commitment at an eligible facility
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Deadline: Sign up for notifications
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Website: Nurse Corps Scholarship Program
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W. Newton Long Award for the Advancement of Midwifery
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Supports projects and activities related to the advancement of midwifery.
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Award: $1,500
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Deadline: March 15, 2026
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Website: W. Newton Long Award
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Kenhub Scholarship Program
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Award: $1,250
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Deadlines: February 14 and September 14 annually
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Website: Kenhub Scholarship Program
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National Health Service Corps Scholarship Program
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Award: Payment of tuition and eligible fees
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Deadline: April 16, 2026
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3. Institutional Payment Plan
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Students may choose to pay tuition in four monthly installments per semester, with payments beginning at the start of each term. This plan offers:
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Interest-free payments
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Predictable monthly budgeting
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Flexibility for both full-time and part-time students
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A typical monthly payment for a full-time student not receiving additional aid is approximately $1,000/month during the first year.
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4. Monthly Prepaid Tuition for Upcoming Semester
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Students can make monthly payments in advance for each upcoming semester. This allows families to spread out the cost without taking on interest-bearing loans. Semester tuition must be paid in full before the first day of the term.
5. Florida Department of Education Vocational Rehabilitation (VR)
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Full Tuition Funding for Eligible Students; HSM is an Approved Vendor with the Florida Department of Education’s Vocational Rehabilitation Program. If eligible, VR may cover your full program cost, including tuition and required fees.
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To begin:
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Go to https://www.rehabworks.org/ and contact your Area's contact or
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Email info@heritageschoolofmidwifery.com for more info and/or assistance.
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6. Crowdfunding
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Some students have successfully used crowdfunding platforms to raise money for tuition and expenses. This option requires self-initiative in setting up, promoting, and managing the campaign.
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Popular platforms include:
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GoFundMe
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GiveSendGo
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Facebook Fundraisers
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7. Private and/or Personal Loans
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Students may consider personal loans through banks, credit unions, or family and friends. Loan terms, interest rates, and approval requirements will vary by lender. Be sure to understand all terms before committing to a loan.
Need Help?
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We’re here to assist you in navigating your financial planning. While we cannot offer federal aid at this time, our team is happy to discuss which options may work best for your individual circumstances.
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Contact us at info@heritageschoolofmidwifery.com for help or to set up a payment plan.
